Calculate Your Maximum Rent
Student loan repayments deducted automatically once you earn above $54,435/year
Most employees claim this. Only untick if this is a second job.
Superannuation structure
If super is included in your package, your take-home will be lower.
On a salary of $80,000/year, your maximum rent is:
$1,541/month
Based on 30% of your take-home pay
Your Rent Breakdown
| Income | |
| Gross salary (annual) | $80,000 |
| Income tax | −$16,747 |
| Medicare levy | −$1,600 |
| Take-home pay | |
| Take-home (annual) | $61,653 |
| Take-home (monthly) | $5,138 |
| Max rent — 3 scenarios | |
| Conservative (25%) | $1,284/mo $642/fn $321/wk |
| Standard (30%) | $1,541/mo $770/fn $385/wk |
| Stretched (35%) | $1,798/mo $899/fn $449/wk |
| Remaining after rent (selected rule) | |
| Monthly | $3,597 |
| Fortnightly | $1,799 |
| Weekly | $899 |
🏠 Maximum weekly rent: $385/week
💰 You keep $3,597/month after rent
📊 Rent takes 30% — living costs, savings and fun share the rest
Estimates based on 2025–26 ATO rates. Individual circumstances may vary — consult a financial adviser for advice specific to your situation.
Rent Affordability by Salary — Australia 2025–26
| Annual Salary | Take-Home (approx) | Max Rent/wk (25%) | Max Rent/wk (30%) | Max Rent/wk (35%) |
|---|---|---|---|---|
| $50,000 | $43,717 | $211 | $253 | $295 |
| $60,000 | $51,167 | $247 | $296 | $345 |
| $70,000 | $58,217 | $281 | $337 | $393 |
| $80,000 | $61,653 | $297 | $356 | $415 |
| $90,000 | $68,803 | $331 | $398 | $464 |
| $100,000 | $74,353 | $358 | $430 | $501 |
| $120,000 | $85,453 | $412 | $494 | $576 |
| $150,000 | $102,853 | $496 | $595 | $694 |
Take-home figures are estimates for Australian residents claiming the tax-free threshold with no HECS debt and super paid on top. 2025–26 ATO rates.